Matt Hern Money Coach
Afford a life that lights you up!
“Advertising: The gentle art of persuading the public to believe that they want something they don’t need.” W.T. O’Connor, Ad Sense 1905. 100 years later I’m not so sure I’d use the word …
Continue Reading about How to Know What You Can and Cannot Afford →
Almost every free budgeting spreadsheet that I have seen omits a category that many Australians spend thousands of dollars on each year. Some years it might be very little but in other years it can …
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When something is uncertain we can use a buffer to smooth the impact of the variability. Since internet speeds fluctuate video streaming services buffer the download to provide us with a smooth …
Do you feel like every time you get ahead with your savings something comes along and causes you to dip into your savings, or worse to go into debt? This is a very common frustration. As I …
Continue Reading about How to minimise unforeseen expenses →
In evidence that our prehistoric brains have not yet adapted to the consumer environment we live in, approximately half of Aussies are estimated to have a festive season debt hangover every January, …
A staggering 90% of car sales are arranged through finance. Source: ASIC as quoted in 'Some Features of Car Financing in Australia', Background Paper 3: Royal Commission into Misconduct in the …
