When a retailer charges a surcharge for paying with your credit card do you pause and instead pay using EFTPOS (from your savings account)? Or do you say "that's ok" and perhaps think "I want the points"? In this month's Mens Health magazine (May issue) I'm quoted in an article on how to make good … Continue reading Are credit card surcharges worth the points?
You don't know when you're going to be sick and need to see the doctor. That makes it tricky to include an allowance for medical expenses in your budget. Medical expenses are included under the category of "irregular expenses" in my budgeting approach. You save a regular amount each pay period into a dedicated savings … Continue reading Budgeting tip: Medical costs
When an electrical good suddenly gives up you can be faced with finding a tidy $1,000 or so to replace it. For many people this causes unwanted financial stress and can result in them funding the purchase through debt or other savings. Neither of those options is ideal.