Quite regularly I get a tingly feeling that I want to be physically healthier - fitter, stronger, thinner and more flexible. Most of the time, I do nothing. Why? One reason is that I …
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Avoid the new gateway financial drug
I can see the attraction of buy now pay later arrangements - it's seductive to buy something you want right now, and pay it off in instalments whilst believing there's no extra cost or …
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Could you save on dining like this too?
"After months of lockdown it was so nice to go out for coffee with a friend this morning", said Sue as we started our coaching session. Sue had previously identified that she perhaps was spending …
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10 ways to create Christmas magic on a budget
The festive season can be a financially stressful time for many people, gift wrapped with culturally ingrained social pressure to spend. We want to express our appreciation for those we care …
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Is it better to pay off debt before investing?
The goal of both investing and repaying debt is to grow your net wealth so you can afford more of what really matters to you in life. Net Wealth = Investments less Debts. So, ignoring interest for …
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In which order should you repay your debts?
When you have multiple debts you're trying to repay there are a few ways you could approach becoming debt-free: A bit extra on each of them?Smallest balance first?Largest balance first?Highest …
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The gateway to being great with money
When I was in my early 20s there was a saying that those who talk about sex are the ones who ain't gettin' it! I have found that with money the flashy ones are often the stressed or broke …
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