Quite regularly I get a tingly feeling that I want to be physically healthier - fitter, stronger, thinner and more flexible. Most of the time, I do nothing. Why? One reason is that I …
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7 Best Ways to Use Your Tax Refund in 2020
The events of 2020 have highlighted just how fragile Australian's finances are and the large impact financial stress has on our mental health and overall wellbeing. If you are fortunate to receive …
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Is your partner a spender?
Do you want to save more but your partner is a spender? Oh yeah, I see your head nodding. haha In over 15 years of advising couples, I've found this to be very common. I suspect most of us …
Should I invest my savings?
I have heard this question a lot more frequently over the past decade since interest rates on bank accounts crashed from around 5% or 6% per year to now where it's 0.25%. (They were even 7.25% in …
A better word than budget
I know the word 'budget' turns people off. Some have even gone so far as to declare to me "they need to come up with a better word than budget" as if that would motivate them to have …
Linking Afterpay to Qantas Frequent Flyer
Monday morning Afterpay and Qantas issued a joint media release announcing their new partnership. Whilst this partnership sounds like a good idea it's actually a bad one. The biggest winners are …
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Pay bills upfront or instalments?
Soon, annual council rates will be due for homeowners. Will you pay in instalments or upfront? Many years ago, when I was a young lad learning about budgeting a colleague told me that he pays all …