Matt Hern Money Coach
Afford a life that lights you up!
The goal of both investing and repaying debt is to grow your net wealth so you can afford more of what really matters to you in life. Net Wealth = Investments less Debts. So, ignoring interest for …
Continue Reading about Is it better to pay off debt before investing? →
When you have multiple debts you're trying to repay there are a few ways you could approach becoming debt-free: A bit extra on each of them?Smallest balance first?Largest balance first?Highest …
Continue Reading about In which order should you repay your debts? →
This year I have again volunteered for the Financial Planning Associations's Ask an Expert program. Following is one of the questions I just received and my answer. The question Hello Matt, my …
"Did I just read that right?" I thought as I put down my coffee and twice re-read this paragraph: 'Consumers are still cautious about the debt they build up on credit cards. An analysis by card …
Continue Reading about Seventy percent of credit card debt accrues interest →
Have recent rises in interest rates left you feeling the strain of meeting mortgage repayments? Or perhaps are you concerned that if interest rates go much higher you will be under financial stress? …
Continue Reading about 3 tips to manage your mortgage stress →
Wow, the Christmas decorations are up and about in the shopping centres and even through Perth city centre. Christmas is a terrific fun time, but historically it also is a time where we not only eat …
