When a retailer charges a surcharge for paying with your credit card do you pause and instead pay using EFTPOS (from your savings account)? Or do you say "that's ok" and perhaps think "I want the points"? In this month's Mens Health magazine (May issue) I'm quoted in an article on how to make good … Continue reading Are credit card surcharges worth the points?
Category: Saving
Cash in your frequent flyer award points
In September 2001 I lost over 100,000 frequent flyer points when Ansett Australia collapsed. I had been accumulating reward points with the intent of funding an overseas flight. To that end I’d even paid for a domestic flight rather than use some of my points. What a waste! Back then it was a common complaint … Continue reading Cash in your frequent flyer award points
Budgeting tip: Medical costs
You don't know when you're going to be sick and need to see the doctor. That makes it tricky to include an allowance for medical expenses in your budget. Medical expenses are included under the category of "irregular expenses" in my budgeting approach. You save a regular amount each pay period into a dedicated savings … Continue reading Budgeting tip: Medical costs