Matt Hern Money Coach
Afford a life you love
When we want to save a common strategy is to open a separate bank account for your savings, and maybe you'll even set up an automatic transfer into that account. But if you stop there you may find …
Continue Reading about To Save More Don’t Have a Savings Account →
I hesitantly write this post because the bank accounts you use matter very little and already get way too much focus. Your systems and mindset have a much greater impact on your savings and …
Continue Reading about Check Your ‘High Interest’ Conditions →
When you’re feeling tired do you make good financial decisions? I don't. Being able to survive on fewer hours of sleep has become a badge of honour. But life's not about surviving, is it? It’s …
We are immersed in a spending buffet of abundant temptation and easy credit. Advertisers and lenders are trained and skilled at getting us to spend our hard-earned money the way they …
Continue Reading about 3 Key Elements of Fulfilling Budgeting System →
Did you know that financial stress is as common as mental ill-health?* Yet we speak about our money worries even less than we speak about emotional struggles. Money is still a bit of a dirty …
Almost every free budgeting spreadsheet that I have seen omits a category that many Australians spend thousands of dollars on each year. Some years it might be very little but in other years it can …
Continue Reading about The Forgotten Budget Category that Costs Thousands →
