It’s a tricky juggling act to make ends meet. It feels like there’s never enough money.
I feel a persistent tension between trying to be good with money and not wanting to miss out. A tension between trying to have savings and the many things I want to buy and do.
I’ve learned that the juggling act is not about having more willpower.
I’ve learned that the art of money is to have a system that makes good decisions easy and automatic, and makes bad decisions difficult. This saves our precious willpower for when it really matters.
Building a Savvy Spending System
To make the most of your money I believe your money system needs three elements.
What lights you up and nourishes your soul. Informed by your values, personal experience, and social science.
Your guide of how much you can afford to spend on each of those priorities in harmony with your other priorities.
This plan is often called your budget.
Your strategies and techniques to help you stick to that plan in the face of daily abundant temptation and easy credit.
The techniques include the software of your mindset and habits plus the hardware of your account structure.
Where to start building your system
Where you start making tweaks to your money system depends on where you feel you are most struggling right now. Discover more in this episode:
Join my free course and start building your easy money system today.