Reflecting on your experiences in 2020 what new insights or lessons do you have about the role of money in your life? And how will you apply them in 2021 and beyond? I'm quite fond of this story …
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More pleasurable charitable giving
'Tis the season of giving and I love the trend toward giving gifts such as charitable donations rather than just "stuff". It seems to be a particularly popular idea with workplaces swapping Kris …
Avoid the new gateway financial drug
I can see the attraction of buy now pay later arrangements - it's seductive to buy something you want right now, and pay it off in instalments whilst believing there's no extra cost or …
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Could you save on dining like this too?
"After months of lockdown it was so nice to go out for coffee with a friend this morning", said Sue as we started our coaching session. Sue had previously identified that she perhaps was spending …
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10 ways to create Christmas magic on a budget
The festive season can be a financially stressful time for many people, gift wrapped with culturally ingrained social pressure to spend. We want to express our appreciation for those we care …
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Is it better to pay off debt before investing?
The goal of both investing and repaying debt is to grow your net wealth so you can afford more of what really matters to you in life. Net Wealth = Investments less Debts. So, ignoring interest for …
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