Matt Hern Budgeting Coach
Helping you be Financially Fit
"Use a budget planner/spreadsheet" appears to be one of the go-to recommendations in articles about how to save money, including on ASIC's Money Smart website. There are two main reasons this …
Continue Reading about Why budget spreadsheets don’t work and what to do about it →
As I've written about in the first two articles in this series, it is wise to proceed cautiously when mixing money and love. If after considering these five factors you've decided to join finances …
Continue Reading about Four cautions when joining finances →
The decision to join your finances with your romantic partner is a big decision, and rightly so. Money is cited as the number one cause of relationship breakdown in Relationships Australia's, …
This Valentine's Day new romances will blossom, and others will deepen their commitment. Just like it's no longer assumed that couples will formally marry or have children, neither should fully …
When people have racked up multiple consumer debts, including credit cards, car loans and personal loans a common piece of advice is to 'consolidate your debts'. But does this advice really work? …
Sticking to a budget can be challenging enough with a steady income, let alone when your income varies. This includes the self-employed, casuals, shift workers, FIFO and salespeople to name a …
