How to stick to a budget
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“The system Matt taught me has given me a new sense of clarity, freedom and confidence. I finally feel that financial management is no longer a burden.”Leah Dowsett
About the guide: How to Stick to a Budget
If you’ve tried budgeting before and not yet succeeded it’s not your fault.
It’s not a character flaw, it’s a design flaw in the system you tried. It’s probable you were following common but incomplete advice.
You see, most common budgeting tips are wrong!
- It’s not about budgeting spreadsheets or apps
- It’s not about tracking your spending
- It’s not about setting a SMART goal
They are useful tools, but they are not the keys to behaviour change. In the guide, I explain why in isolation those tools won’t help you stick to a budget.
Real reasons we struggle to save
Two common reasons people still fail to consistently save:
Typical budgeting tips do not solve those problems.
Nor do they solve the other even bigger reason people fail to consistently save, which I discuss in the guide.
In the guide
The good news is that I have solutions to each of those challenges and reveal them in the guide.
I also explain the two keys to designing a personal budget you can stick to and that minimises your reliance on willpower.
I recently had the pleasure of listening to Matt’s presentation on budgeting. Everything Matt said made so much sense and is an excellent strategy to get anyone on the road to financial success, whatever that looks like for you.Leanne Clark
About the author, Matt Hern CFP
I am a specialist budgeting coach who helps people create a budget they can stick to so they can spend smarter, reduce debt and achieve their saving goals.
What’s different about my budgeting advice is that I use the latest behavioural science to design a personalised budgeting system you can stick to.
Since 2003 I’ve advised people on the right financial decisions to achieve their goals, working as a Certified Financial Planner™ professional.
Clients I’ve advised have achieved goals such as being mortgage-free by age 40 and having both parents able to work part-time while their children are young.
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