Matt Hern Money Coach
Afford a life that lights you up!
Recently a friend needed to buy a new, bigger car seat for his young son. This was an essential item, but they'd not specifically set aside money for it. At the shop there were three price options: …
Continue Reading about What to spend on unplanned essentials →
In 1992 I lived in Japan for a year as a Rotary Youth Exchange Student. So many adults and fellow students around me smoked cigarettes that it felt like everyone in Japan smoked. That was a …
The events of 2020 have highlighted the large impact financial stress has on our mental health and overall wellbeing, and just how fragile Australian's finances are. If you are fortunate to receive …
Continue Reading about 7 Best Ways to Use Your Tax Refund in 2020 →
Do you want to save more but your partner is a spender? Oh yeah, I see your head nodding. haha In over 15 years of advising couples, I've found this to be very common. I suspect most of us …
I have heard this question a lot more frequently over the past decade since interest rates on bank accounts crashed from around 5% or 6% per year to now where it's 0.25%. (They were even 7.25% in …
I know the word 'budget' turns people off. Some have even gone so far as to declare to me "they need to come up with a better word than budget" as if that would motivate them to have …
