I have heard this question a lot more frequently over the past decade since interest rates on bank accounts crashed from around 5% or 6% per year to now where it's 0.25%. (They were even 7.25% in …
Recent articles
A better word than budget
I know the word 'budget' turns people off. Some have even gone so far as to declare to me "they need to come up with a better word than budget" as if that would motivate them to have …
Linking Afterpay to Qantas Frequent Flyer
Monday morning Afterpay and Qantas issued a joint media release announcing their new partnership. Whilst this partnership sounds like a good idea it's actually a bad one. The biggest winners are …
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Pay bills upfront or instalments?
Soon, annual council rates will be due for homeowners. Will you pay in instalments or upfront? Many years ago, when I was a young lad learning about budgeting a colleague told me that he pays all …
Can a credit card combined with an offset account repay your mortgage faster?
In the nineties and noughties, it was popular for lenders and personal finance commentators to promote a strategy of combining a credit card with a mortgage offset account to repay your mortgage …
Savvy First Home Buyer’s Affordability Checklist
Buying your first home is exciting and feels like a rite of passage to adulting. Sadly though, too many Australians overspend, leading to years of persistent stress. In fact, over half of 'young …
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